Life has a way of teaching us lessons in the most unexpected and often painful ways. Recently, I experienced a loss that has profoundly impacted me, both personally and professionally. I want to share this story with you not only as a means of processing my grief but also as a powerful reminder of the importance of prioritizing your financial future, especially during and after a divorce.

Awhile back, I received a message that no one ever wants to get. A friend I'd known since high school and college had died in a plane crash. We had planned to meet up while I was traveling for work in Denver, where she lived. But the exhaustion from back-to-back travels caught up with me. Jet-lagged and overwhelmed, I chose to catch up on work instead of reaching out to her. I told myself I'd have another chance, but now that chance is gone.

The news of her passing hit me like a ton of bricks. The guilt I felt for not making time to see her was immense. I kept replaying the 'what ifs' in my mind. What if we had met up? What if I had been able to share my knowledge and help her?

My friend had gone through a divorce a few years ago. She had children and a loving partner she was planning a future with. I don't know if she had an estate plan in place, and if not, the fate of her assets, her home, and her finances could very well end up in the hands of her ex-husband rather than providing for her children and her partner.

I have dedicated my career to helping women navigate the financial complexities of divorce. Knowing what I know, it breaks my heart that I missed the chance to help my friend protect her family's future. It's a painful reminder that even with the best intentions, tomorrow is never guaranteed.

Divorce is a tumultuous time filled with emotional and financial upheaval. It's easy to get caught up in the day-to-day battles and overlook the long-term implications of your financial decisions. But it's crucial to prioritize your future, not just for yourself but for those you love. Here are some steps every woman should consider to protect her family's future:

1. Create an Estate Plan: An estate plan isn't just for the wealthy. It's a vital tool to ensure your assets are distributed according to your wishes, protecting your loved ones from legal battles and financial uncertainty.
2. Update Beneficiaries: Make sure your life insurance policies, retirement accounts, and other investments have the correct beneficiaries listed. This can prevent your ex-spouse from inheriting assets meant for your new partner.
3. Set Up a Trust: Consider establishing a trust to manage your assets. This can provide financial stability for your children and ensure that your money is used in a way that aligns with your values and wishes.
4. Work with a Financial Advisor: A financial advisor can help you navigate the complexities of divorce and create a plan that protects your financial future. They can offer guidance on everything from asset division to retirement planning.
5. Prioritize Self-Care: Remember, your well-being is just as important as your financial stability. Don't be afraid to seek support from friends, family, or a therapist as you go through this process.

Losing my friend has been a devastating reminder of how fragile life is. It has reinforced my commitment to helping women prioritize their financial futures. If you're going through a divorce, please take the time to plan for your future. Don't wait until it's too late.

I'm happy to talk with you about your questions-reach out if you'd like to schedule a consult here. Your future self and your loved ones will thank you. Let this story be a poignant reminder to take action now and ensure that your financial future is protected, no matter what life throws your way.

In memory of my dear friend, let's commit to living with intention and making the most of every moment we have.